|
If
you had to choose just one, would you rather have...
|
% |
|
More
money
|
56 |
|
More
time
|
44 |
|
|
|
|
How
long have you owned your own business?
|
|
|
I
am considering or in the process of starting a business
|
59 |
|
Less
than 1 year
|
13 |
|
1
to 5 years
|
13 |
|
6
to 7 years
|
3 |
|
8
to 10 years
|
1 |
|
More
than 10 years
|
12 |
|
|
|
|
Excluding
yourself, how many employees do you have?
|
|
|
Zero
|
63 |
|
1
to 4
|
16 |
|
5
to 9
|
3 |
|
10
to 19
|
8 |
|
20
to 49
|
5 |
|
More
than 49
|
5 |
|
|
|
|
What
type of employer-sponsored pension plan do you offer your
employees?
|
|
|
401
(k)
|
23 |
|
403(b)
|
3 |
|
SEP-IRA
|
6 |
|
Standard
IRA
|
0 |
|
Defined
Benefit (DB)
|
2 |
|
Keogh
|
0 |
|
None/Other
|
67 |
|
|
|
|
What
would you say is the most important issue facing you as a
small business owner?
|
|
|
Access
to Capital
|
28 |
|
Health
Insurance Costs
|
9 |
|
Workforce
recruitment & retention
|
9 |
|
Taxes
|
15 |
|
Regulatory
burden
|
2 |
|
Current
state of the economy
|
25 |
|
Competitive
business environment
|
8 |
|
Other
|
3 |
|
|
|
|
How
did you start your business?
|
|
|
Start
from scratch
|
88 |
|
Bought
an existing business
|
12 |
|
Inherited
the family business
|
0 |
|
|
|
|
How
familiar are you with GIPOGOOB?
|
|
|
Not
at all
|
98 |
|
Slightly
familiar
|
1 |
|
Moderately
familiar
|
0 |
|
Very
familiar
|
1 |
|
|
|
|
What
is the top difficulty in regards to providing a pension
plan for your employees?
|
|
|
Pensions
are expensive
|
26 |
|
Complex
laws are confusing
|
8 |
|
Company
is new and/or profits are not consistent
|
41 |
|
High
turnover - too many new and part-time employees
|
11 |
|
Other
|
13 |
|
|
|
|
Which
of the following best describes your plans to fund your
retirement?
|
|
|
Sell
my business & use the money
|
6 |
|
Invest
into IRAs and 401K plans
|
56 |
|
Use
money from my savings, or low risk CDs
|
3 |
|
Use
money from my spouse's Retirement Account
|
6 |
|
Have
not yet made specific plans to fund my retirement
|
30 |
|
|
|
|
In
the next 12 months, do you project that the amount of
business that you do with the federal government will…
|
|
|
Increase
Greatly
|
2 |
|
Increase
Somewhat
|
28 |
|
Unsure
|
34 |
|
Stay
About the Same
|
28 |
|
Decrease
Somewhat
|
9 |
|
|
|
|
What
is the most important aspect of helping other women to
become entrepreneurs?
|
|
|
Training/Experience
|
18 |
|
Personal
contacts (networks)
|
39 |
|
Mentoring
|
34 |
|
Access
to services such as daycare, insurance, etc.
|
9 |
|
Other
|
0 |
|
|
|
|
If
you were in the U.S. Congress, which of the following
would you address immediately?
|
|
|
Pension
reform/retirement security
|
8 |
|
Health
care reform/affordable health insurance
|
47 |
|
Regulatory
reform/modernization
|
6 |
|
Increasing
access to capital
|
9 |
|
Tax
reform/relief
|
16 |
|
More
procurement opportunities for women entrepreneurs
|
13 |
|
Other
|
1 |
|
|
|
|
Which
of the following best describes your primary means of
obtaining the capital necessary to run your business?
|
|
|
Personal
savings or assets
|
55 |
|
Second/Third
mortgage
|
5 |
|
Borrowed
money from a family member, friend or colleague
|
5 |
|
Venture
capital funding
|
3 |
|
Personal
credit card
|
7 |
|
Loan
from a local bank
|
17 |
|
Other
|
8 |
|
|
|
|
When
developing a proposal for a potential investor, which
element do you highlight?
|
|
|
The
Return-on-Investment
|
31 |
|
The
fact that it is a good business idea
|
17 |
|
The
financial projections
|
8 |
|
Market
analysis
|
12 |
|
Management
team
|
31 |
|
Other
|
0 |
|
|
|
|
In
your opinion, the best source of information for funding a
small business is…
|
|
|
Recommendation
from a friend or business associate
|
61 |
|
Government
office or website
|
25 |
|
Private
source
|
9 |
|
Other
|
4 |
|
|
|
|
Do
you currently provide health care benefits to your
employees?
|
|
|
Yes,
to all of my employees
|
16 |
|
Yes,
but only to full-time employees
|
28 |
|
No
|
56 |
|
|
|
|
What
is the biggest obstacle you face in providing health
benefits for your employees?
|
|
|
Federal
and state coverage mandates
|
2 |
|
Administrative
and regulatory burdens
|
4 |
|
Cost
|
73 |
|
Lack
of purchasing power/negotiating ability
|
5 |
|
Other
|
16 |
|
|
|
|
How
much did your premiums increase this year?
|
|
|
0%
|
11 |
|
Less
than 10%
|
20 |
|
10
- 13%
|
20 |
|
14
- 16%
|
16 |
|
More
than 16%
|
33 |
|
|
|
|
How
are you handling health cost increases?
|
|
|
Canceling
coverage
|
0 |
|
Shifting
health plans
|
50 |
|
Passing
it to employees through higher premiums
|
25 |
|
Other
|
25 |
|
|
|
|
Do
you support the use of tax credits to encourage women
small business owners to provide health care coverage for
their employees?
|
|
|
Strongly
support
|
66 |
|
Support
|
19 |
|
Unsure
|
14 |
|
Oppose
|
0 |
|
Strongly
oppose
|
2 |
|
|
|
|
What
is the most important step for major employers to help
reduce the number of working uninsured?
|
|
|
Establish
regional purchasing cooperatives with small business
|
25 |
|
Share
provider networks & discounted rates with smaller
firms
|
27 |
|
Expand
coverage eligibility to part-time workers & others who
are not eligible
|
31 |
|
Provide
incentives to improve take-up rates of low-wage workers
|
8 |
|
Other
|
8
|
